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Business Loans in UAE
SME Finance, Working Capital & Growth Funding

Finoragroup helps UAE businesses access the right financing — from working capital to expansion loans — with flexible terms and competitive rates from top banks.

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Business Finance Solutions We Offer

Working Capital Loans

Short-term financing to cover day-to-day operational expenses, inventory, and payroll.

Business Expansion Loans

Medium to long-term loans to fund new branches, equipment, or market expansion.

Invoice Financing

Release cash tied up in unpaid invoices — get up to 90% of invoice value within 24 hours.

Equipment Finance

Finance plant, machinery, and equipment with lease or loan structures tailored to your business.

Overdraft Facilities

Flexible revolving credit line linked to your business account for short-term liquidity needs.

SME Government Loans

Access Khalifa Fund, Mohammed Bin Rashid Fund, and other government-backed SME financing programmes.

General Eligibility

  • UAE-registered company (mainland or free zone)
  • Minimum 1–2 years of trading history
  • Minimum annual revenue: AED 1 million+
  • Valid UAE Trade License
  • Audited or management financial statements
  • Active UAE corporate bank account (6 months+ statements)

Frequently Asked Questions

UAE banks and financial institutions offer working capital loans, term loans, equipment finance, invoice financing, overdraft facilities, and government-backed SME loans.

Most banks require at least 1–2 years of trading history with audited financials. Some specialist lenders offer loans to businesses with 6 months of operation.

Business loan amounts can range from AED 50,000 to AED 50 million or more, depending on the business's turnover, profitability, and collateral.

Unsecured business loans (up to AED 3–5 million) are available based on business revenue. Larger loans typically require property or asset collateral.

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Our business finance specialist will contact you within 24 hours.

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